Tables
Part of the payment figures are also published in table and chart format in the new payment statistics dashboard.
Figures displayed in this table for the years 2014–2021 are available here.
PAYMENT TRANSACTIONS BY TYPE OF PAYMENT INSTRUMENT
Volume (number, m) | Value (€ bn) | |||||||||||
2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | |
Credit transfers, sent | 908,46 | 943,91 | 979,11 | 1066,90 | 1086,23 | 1179,39 | 2532,65 | 2579,84 | 2823,89 | 2748,06 | 2814,43 | 2945,27 |
Card payments with domestic cards | 1535,98 | 1643,07 | 1828,75 | 1947,04 | 1796,51 | 1893,14 | 45,80 | 47,43 | 51,04 | 54,14 | 52,21 | 57,01 |
Direct debits* | 0,13 | 0,13 | 0,33 | 1,04 | 0,31 | 0,44 | 0,40 | 0,41 | 0,95 | |||
Cheques redeemed in Finland | 0,07 | 0,04 | 0,03 | 0,01 | 0,00 | 0,00 | 2,25 | 1,18 | 0,28 | 0,06 | 0,02 | 0,00 |
* With the transition to the Single Euro Payments Area (SEPA) by February 2014, domestic direct debits were mainly replaced by e-invoicing solutions. The use of SEPA direct debits in Finland is low.
Credit transfers
Volume (number, m) | Value (€ bn) | |||||||||||
2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | |
Credit transfers sent* | 908,46 | 943,91 | 979,11 | 1066,90 | 1086,23 | 1179,39 | 2532,65 | 2579,84 | 2823,89 | 2748,06 | 2814,43 | 2945,27 |
of which instant payments** | 12,60 | 50,49 | 60,65 | 1,78 | 18,46 | 68,30 |
* Credit transfers comprise all customer payments in the form of credit transfer: SEPA and non-SEPA (e.g. customer payments sent via TARGET2, payments via correspondent banks and urgent payments).
** Instant payments are electronic retail payments available 24/7/365 and resulting in the immediate or close-toimmediate interbank clearing of the transaction and crediting of the payee’s account with confirmation to the payer, irrespective of the underlying payment instrument, arrangements for clearing, and settlement.
Volume (number, m) |
Value (€ bn) |
|||||||||||
2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | |
SEPA credit transfers | 889,64 | 922,66 | 946,70 | 1027,36 | 1050,18 | 1138,46 | 1961,24 | 1937,06 | 2125,47 | 1911,47 | 1935,96 | 1805,80 |
Non-SEPA credit transfers | 19,15 | 21,06 | 28,90 | 38,74 | 36,04 | 40,93 | 571,41 | 642,78 | 698,42 | 836,59 | 878,47 | 1139,47 |
Volume (number, m) |
Value (€ bn) |
|||||||||||
2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | |
Domestic | 897,65 | 930,99 | 962,14 | 1047,99 | 1071,80 | 1160,78 | 2128,61 | 2138,06 | 2320,83 | 2162,72 | 2236,97 | 2036,61 |
Cross-border, total | 11,14 | 12,74 | 16,47 | 18,91 | 14,43 | 18,60 | 404,04 | 441,78 | 503,05 | 585,34 | 577,46 | 908,66 |
Belgium | 0,20 | 0,22 | 0,43 | 0,58 | 0,67 | 0,55 | 5,87 | 11,95 | 8,21 | 7,70 | 12,18 | 13,37 |
Bulgaria | 0,04 | 0,03 | 0,03 | 0,04 | 0,04 | 0,08 | 0,11 | 0,16 | 0,20 | 0,22 | 0,22 | 0,55 |
Spain | 0,41 | 0,56 | 1,18 | 1,30 | 0,87 | 0,56 | 3,70 | 4,62 | 7,23 | 10,23 | 11,52 | 14,62 |
Netherlands | 1,64 | 1,97 | 2,40 | 1,69 | 0,84 | 0,95 | 13,80 | 15,69 | 17,37 | 18,75 | 20,00 | 34,43 |
Ireland | 0,11 | 0,17 | 0,26 | 0,40 | 0,24 | 0,63 | 1,35 | 1,51 | 3,12 | 8,97 | 14,38 | 50,52 |
United Kingdom | 0,53 | 0,61 | 0,73 | 0,82 | 0,66 | 0,78 | 103,53 | 119,33 | 147,97 | 146,22 | 146,16 | 166,54 |
Italy | 0,30 | 0,40 | 0,52 | 0,54 | 0,36 | 0,44 | 2,54 | 3,47 | 4,25 | 5,03 | 3,74 | 5,92 |
Austria | 0,17 | 0,27 | 0,39 | 0,42 | 0,34 | 0,41 | 1,90 | 2,70 | 3,81 | 3,84 | 3,45 | 8,08 |
Greece | 0,03 | 0,04 | 0,05 | 0,05 | 0,04 | 0,03 | 0,12 | 0,12 | 0,18 | 0,21 | 0,15 | 0,21 |
Croatia | 0,01 | 0,01 | 0,02 | 0,02 | 0,02 | 0,02 | 0,08 | 0,12 | 0,14 | 0,16 | 0,12 | 0,20 |
Cyprus | 0,01 | 0,01 | 0,02 | 0,03 | 0,03 | 0,12 | 0,12 | 0,12 | 0,17 | 0,15 | 0,10 | 0,29 |
Latvia | 0,14 | 0,17 | 0,49 | 0,60 | 0,46 | 0,86 | 1,16 | 1,48 | 1,90 | 2,14 | 1,51 | 2,46 |
Lithuania | 0,09 | 0,16 | 0,31 | 0,51 | 0,67 | 1,57 | 1,27 | 1,40 | 2,28 | 2,83 | 2,46 | 5,41 |
Luxembourg | 0,02 | 0,03 | 0,04 | 0,05 | 0,06 | 0,12 | 3,24 | 6,34 | 8,72 | 12,23 | 13,09 | 21,44 |
Malta | 0,01 | 0,01 | 0,04 | 0,06 | 0,12 | 0,15 | 0,20 | 0,30 | 0,21 | 0,21 | 0,25 | 0,58 |
Portugal | 0,07 | 0,12 | 0,25 | 0,14 | 0,09 | 0,07 | 0,31 | 0,39 | 0,75 | 0,53 | 0,56 | 0,52 |
Poland | 0,21 | 0,26 | 0,34 | 0,39 | 0,31 | 0,40 | 4,61 | 4,78 | 6,37 | 8,54 | 6,99 | 11,26 |
France | 0,31 | 0,37 | 0,77 | 1,99 | 1,05 | 0,45 | 31,62 | 32,01 | 32,49 | 42,44 | 43,18 | 67,54 |
Romania | 0,08 | 0,06 | 0,06 | 0,07 | 0,07 | 0,05 | 0,13 | 0,15 | 0,25 | 0,32 | 0,25 | 0,90 |
Sweden | 1,46 | 1,64 | 1,67 | 1,78 | 1,56 | 1,89 | 64,85 | 81,30 | 88,09 | 98,02 | 85,46 | 115,82 |
Germany | 1,81 | 1,99 | 2,55 | 2,97 | 2,26 | 3,54 | 80,64 | 82,16 | 88,38 | 97,03 | 113,35 | 210,03 |
Slovakia | 0,04 | 0,05 | 0,08 | 0,09 | 0,08 | 0,08 | 0,33 | 0,42 | 0,52 | 0,64 | 0,53 | 0,68 |
Slovenia | 0,01 | 0,02 | 0,03 | 0,03 | 0,04 | 0,05 | 0,17 | 0,20 | 0,24 | 0,30 | 0,33 | 1,18 |
Denmark | 0,22 | 0,29 | 0,30 | 0,32 | 0,26 | 0,41 | 9,59 | 10,09 | 15,16 | 16,74 | 17,94 | 39,43 |
Czech Republic | 0,05 | 0,06 | 0,07 | 0,07 | 0,05 | 0,08 | 1,31 | 0,80 | 1,24 | 1,36 | 1,15 | 3,38 |
Hungary | 0,07 | 0,11 | 0,15 | 0,15 | 0,05 | 0,04 | 0,81 | 0,23 | 0,29 | 0,44 | 0,27 | 0,73 |
Estonia | 1,86 | 2,13 | 2,48 | 2,77 | 2,24 | 3,19 | 6,04 | 7,06 | 7,56 | 8,74 | 7,00 | 10,07 |
Rest of the world (All - EU countries) | 1,27 | 1,04 | 1,03 | 1,02 | 1,63 | 1,87 | 64,63 | 52,89 | 55,96 | 91,37 | 217,17 | 289,02 |
Euro area, total | 904,86 | 939,69 | 974,43 | 1062,21 | 1082,24 | 1174,55 | 2283,00 | 2310,00 | 2508,23 | 2384,68 | 2484,80 | 2483,97 |
EU, total | 907,56 | 942,76 | 977,81 | 1065,88 | 1088,59 | 1177,52 | 2468,02 | 2526,95 | 2767,92 | 2656,69 | 2593,44 | 2656,25 |
Volume (number, m) | Value (€ bn) | |||||||||||
2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | |
Credit transfers initiated in a paper-based form | 20,94 | 19,51 | 17,20 | 14,47 | 14,21 | 12,66 | 343,17 | 295,48 | 302,82 | 280,76 | 270,18 | 305,69 |
Credit transfers initiated electronically | 887,52 | 924,40 | 961,91 | 1052,43 | 1072,02 | 1166,73 | 2189,48 | 2284,37 | 2521,07 | 2467,30 | 2544,25 | 2639,58 |
of which initiated in a file/batch | 344,25 | 355,93 | 365,31 | 376,71 | 386,92 | 423,64 | 1149,45 | 1172,39 | 1332,33 | 1408,16 | 1449,79 | 1616,89 |
of which initiated on a single payment basis | 543,27 | 568,48 | 596,60 | 675,72 | 685,10 | 743,09 | 1040,03 | 1111,97 | 1188,74 | 1059,14 | 1094,45 | 1022,69 |
Payments via correspondent banks
Volume (number, 1,000) | Value (€ bn) | |||||||||||
2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | |
Credit transfers sent | 1783,32 | 1672,00 | 1682,41 | 1631,23 | 1538,89 | 1635,69 | 393,30 | 382,95 | 441,90 | 531,99 | 494,19 | 585,93 |
By currency* | ||||||||||||
EUR | 505,90 | 499,76 | 514,80 | 492,79 | 500,31 | 557,50 | 249,39 | 255,20 | 303,30 | 342,20 | 350,33 | 429,25 |
USD | 415,94 | 429,36 | 436,05 | 416,17 | 397,17 | 424,61 | 72,90 | 81,81 | 86,77 | 94,76 | 86,12 | 96,04 |
SEK | 371,75 | 367,27 | 393,59 | 383,12 | 339,64 | 358,96 | 19,04 | 14,27 | 17,73 | 38,28 | 23,04 | 19,83 |
GBP | 99,39 | 103,45 | 107,26 | 107,70 | 93,32 | 86,58 | 6,68 | 7,66 | 9,66 | |||
NOK | 54,92 | 57,98 | 47,50 | 47,89 | 39,51 | 36,88 | 7,01 | 4,64 | 4,26 | 8,47 | 4,42 | 3,30 |
DKK | 26,97 | 27,84 | 30,23 | 29,47 | 24,10 | 24,71 | 1,46 | 1,29 | 2,07 | 2,21 | 1,50 | 1,45 |
Other currencies | 308,45 | 186,37 | 153,01 | 154,09 | 144,80 | 146,46 | 39,38 | 21,12 | 26,41 | |||
By country* | ||||||||||||
United Kingdom | 154,19 | 165,13 | 173,44 | 180,16 | 165,85 | 140,93 | 93,46 | 106,32 | 127,93 | 125,63 | 109,74 | 105,02 |
France | 8,95 | 9,17 | 9,68 | 10,00 | 10,69 | 12,74 | 28,00 | 23,50 | 26,28 | 31,35 | 31,58 | 47,80 |
Sweden | 398,26 | 399,51 | 421,56 | 412,76 | 378,42 | 401,04 | 53,15 | 63,91 | 60,27 | 65,99 | 60,58 | 79,78 |
Germany | 42,49 | 34,92 | 36,04 | 30,90 | 32,03 | 42,54 | 64,48 | 62,39 | 62,00 | 66,34 | 75,40 | 106,16 |
United States | 144,85 | 146,54 | 153,32 | 153,54 | 142,24 | 149,45 | 13,92 | 16,01 | 18,11 | 27,83 | 24,29 | 26,65 |
Other countries | 1034,59 | 916,73 | 888,38 | 843,86 | 809,65 | 888,99 | 140,30 | 110,82 | 147,31 | 241,84 | 192,60 | 220,52 |
* The table includes the largest figures based on the values of correspondent banking payments.
card payments
Volume (number, m) | Value (€ bn) | |||||||||||
2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | |
Card payments | 1535,98 | 1643,07 | 1828,75 | 1947,04 | 1796,51 | 1893,14 | 45,80 | 47,43 | 51,04 | 54,14 | 52,21 | 57,01 |
of which initiated with a chip or magnetic stripe | 1320,48 | 1200,61 | 1100,34 | 909,59 | 602,37 | 557,56 | 41,74 | 41,13 | 41,79 | 38,55 | 31,15 | 32,24 |
of which contactless payments | 162,50 | 376,05 | 631,52 | 913,41 | 1011,57 | 1114,35 | 1,36 | 3,26 | 5,71 | 10,88 | 14,83 | 16,93 |
of which initiated remotely | 52,96 | 66,40 | 96,89 | 125,44 | 182,58 | 221,24 | 2,70 | 3,04 | 3,55 | 4,78 | 6,22 | 7,85 |
Domestic, total | 1428,77 | 1521,67 | 1683,13 | 1784,22 | 1675,97 | 1767,15 | 40,90 | 42,12 | 45,09 | 47,90 | 48,10 | 52,40 |
Cross-border, total | 107,21 | 121,39 | 145,62 | 162,82 | 120,54 | 126,00 | 4,91 | 5,32 | 5,95 | 6,25 | 4,11 | 4,61 |
Belgium | 0,46 | 0,54 | 0,66 | 0,81 | 0,40 | 0,55 | 0,03 | 0,03 | 0,04 | 0,04 | 0,03 | 0,06 |
Bulgaria | 0,05 | 0,08 | 0,13 | 0,14 | 0,09 | 0,16 | 0,00 | 0,00 | 0,00 | 0,01 | 0,00 | 0,01 |
Spain | 3,92 | 4,92 | 6,20 | 6,90 | 2,75 | 4,28 | 0,28 | 0,40 | 0,41 | 0,44 | 0,15 | 0,22 |
Netherlands | 7,88 | 9,00 | 11,11 | 11,91 | 10,92 | 13,55 | 0,18 | 0,20 | 0,28 | 0,34 | 0,28 | 0,34 |
Ireland | 3,80 | 8,32 | 11,37 | 15,41 | 22,47 | 25,38 | 0,21 | 0,27 | 0,35 | 0,43 | 0,50 | 0,64 |
United Kingdom | 24,26 | 26,88 | 30,98 | 31,36 | 16,97 | 14,65 | 0,94 | 1,05 | 1,19 | 1,05 | 0,64 | 0,47 |
Italy | 1,28 | 1,50 | 1,83 | 2,04 | 0,55 | 0,95 | 0,10 | 0,11 | 0,12 | 0,12 | 0,04 | 0,06 |
Austria | 0,54 | 0,62 | 0,72 | 0,83 | 0,43 | 0,44 | 0,05 | 0,05 | 0,05 | 0,05 | 0,04 | 0,04 |
Greece | 0,38 | 0,54 | 0,95 | 1,24 | 0,21 | 0,60 | 0,03 | 0,04 | 0,05 | 0,05 | 0,01 | 0,02 |
Croatia | 0,28 | 0,38 | 0,46 | 0,53 | 0,04 | 0,10 | 0,02 | 0,02 | 0,02 | 0,02 | 0,00 | 0,00 |
Cyprus | 0,64 | 0,68 | 0,80 | 0,92 | 0,89 | 0,94 | 0,02 | 0,03 | 0,03 | 0,03 | 0,04 | 0,06 |
Latvia | 0,59 | 0,83 | 1,08 | 1,30 | 0,94 | 0,49 | 0,03 | 0,04 | 0,05 | 0,06 | 0,04 | 0,02 |
Lithuania | 0,20 | 0,24 | 0,32 | 0,43 | 0,32 | 1,45 | 0,01 | 0,01 | 0,01 | 0,01 | 0,01 | 0,16 |
Luxembourg | 8,33 | 4,80 | 3,96 | 4,15 | 6,11 | 6,10 | 0,19 | 0,15 | 0,16 | 0,18 | 0,23 | 0,29 |
Malta | 3,84 | 5,27 | 6,67 | 7,36 | 5,07 | 4,60 | 0,15 | 0,21 | 0,26 | 0,30 | 0,20 | 0,24 |
Portugal | 0,59 | 0,74 | 0,99 | 1,11 | 0,35 | 0,44 | 0,03 | 0,04 | 0,05 | 0,05 | 0,02 | 0,02 |
Poland | 0,80 | 0,97 | 1,28 | 1,68 | 0,54 | 0,60 | 0,03 | 0,03 | 0,04 | 0,05 | 0,02 | 0,03 |
France | 3,15 | 2,97 | 3,18 | 3,27 | 1,70 | 1,90 | 0,23 | 0,16 | 0,18 | 0,18 | 0,10 | 0,11 |
Romania | 0,06 | 0,08 | 0,11 | 0,15 | 0,08 | 0,12 | 0,00 | 0,00 | 0,00 | 0,01 | 0,00 | 0,00 |
Sweden | 17,13 | 20,64 | 25,15 | 28,90 | 20,98 | 18,65 | 0,69 | 0,72 | 0,75 | 0,82 | 0,51 | 0,51 |
Germany | 3,34 | 3,77 | 5,28 | 8,08 | 8,01 | 9,97 | 0,25 | 0,26 | 0,30 | 0,37 | 0,35 | 0,41 |
Slovakia | 0,05 | 0,10 | 0,09 | 0,12 | 0,05 | 0,06 | 0,00 | 0,00 | 0,00 | 0,01 | 0,00 | 0,00 |
Slovenia | 0,07 | 0,09 | 0,11 | 0,19 | 0,07 | 0,06 | 0,00 | 0,00 | 0,00 | 0,01 | 0,00 | 0,00 |
Denmark | 1,91 | 2,03 | 2,42 | 2,27 | 1,12 | 1,32 | 0,09 | 0,09 | 0,11 | 0,12 | 0,06 | 0,07 |
Czech Republic | 0,41 | 0,50 | 0,68 | 0,67 | 0,21 | 0,23 | 0,02 | 0,03 | 0,04 | 0,03 | 0,01 | 0,02 |
Hungary | 0,42 | 0,46 | 0,58 | 0,63 | 0,18 | 0,21 | 0,02 | 0,02 | 0,02 | 0,02 | 0,01 | 0,01 |
Estonia | 8,43 | 8,98 | 9,85 | 10,71 | 7,49 | 6,59 | 0,32 | 0,32 | 0,32 | 0,33 | 0,24 | 0,23 |
Rest of the world (All - EU countries) | 14,41 | 15,48 | 18,64 | 19,72 | 28,58 | 26,26 | 0,99 | 1,02 | 1,10 | 1,11 | 1,21 | 1,02 |
Euro area, total | 1476,26 | 1575,56 | 1748,31 | 1860,99 | 1744,71 | 1845,51 | 42,99 | 44,44 | 47,75 | 50,90 | 50,37 | 55,34 |
EU, total | 1521,57 | 1627,59 | 1810,11 | 1927,32 | 1767,94 | 1866,89 | 44,82 | 46,41 | 49,94 | 53,03 | 51,00 | 55,99 |
Payments with cards with a debit function | 1380,62 | 1492,43 | 1670,23 | 1791,50 | 1650,05 | 1740,50 | 36,91 | 38,74 | 42,06 | 45,29 | 44,42 | 48,53 |
Payments with cards with a delayed debit function | 20,33 | 20,92 | 21,65 | 21,61 | 14,84 | 13,35 | 1,85 | 2,00 | 2,10 | 2,13 | 1,29 | 1,38 |
Payments with cards with a credit function | 63,80 | 129,71 | 136,87 | 133,93 | 131,62 | 139,29 | 3,46 | 6,69 | 6,88 | 6,73 | 6,50 | 7,11 |
Payments with cards with a credit and/or delayed debit function* | 71,23 | 3,58 |
* Card payments included previously in this category have since 2017 been reported based on the card’s function, either in category ‘payments with cards with a delayed debit function’ or ‘payments with cards with a credit function’.
Cash
Value (€ bn) | |||
2019 | 2020 | 2021 | |
Cash withdrawals made by Finns, total | 13,2 | 9,4 | 8,1 |
of which cash withdrawals at ATMs | 10,9 | 8,0 | 6,8 |
of which cash withdrawals at bank branches | 2,1 | 1,4 | 1,2 |
of which cash withdrawals at POS terminals | 0,2 | 0,1 | 0,1 |
Volume (number, m) | Value (€ bn) | ||||||||||||
2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | ||
Cash withdrawals at ATMs with cards issued in Finland | 127,6 | 113,2 | 103,4 | 92,5 | 65,1 | 55,7 | 13,5 | 12,5 | 11,8 | 10,9 | 8,0 | 6,8 | |
of which domestic | 123,0 | 108,8 | 98,9 | 88,5 | 63,5 | 54,4 | 12,8 | 11,9 | 11,2 | 10,3 | 7,7 | 6,6 | |
of which cross-border | 4,6 | 4,5 | 4,5 | 4,0 | 1,5 | 1,2 | 0,6 | 0,6 | 0,6 | 0,6 | 0,3 | 0,2 |
Number of ATMs and payment terminals at year-end | Volume (number) | |||||||
2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | |
ATMs with a cash withdrawal function | 1637 | 1546 | 1457 | 1498 | 1606 | 1751 | 1737 | 1718 |
ATMs with a credit transfer function | 573 | 515 | 466 | 429 | 345 | 241 | 233 | 217 |
POS terminals | 156901 | 153373 |
cards broken down by card function
Volume (number, m) | ||||||
2016 | 2017 | 2018 | 2019 | 2020 | 2021 | |
Cards issued in Finland, total* | 9,8 | 9,9 | 10,1 | 9,9 | 10,3 | 10,5 |
Cards with a cash function | 9,5 | 9,6 | 9,9 | 9,9 | 10,2 | 10,4 |
Cards with a payment function | 9,6 | 9,8 | 10,0 | 9,9 | 10,3 | 10,5 |
Cards with a debit function | 7,5 | 8,0 | 8,5 | 8,6 | 8,9 | 8,8 |
Cards with a delayed debit function | 0,5 | 0,4 | 0,4 | 0,4 | 0,3 | 0,3 |
Cards with a credit function | 2,1 | 4,1 | 4,4 | 4,3 | 4,4 | 4,4 |
Cards with a credit and/or delayed debit function** | 2,4 | |||||
Multifunctional cards, i.e. cards with a debit function and either a delayed debit or a credit function | 2,9 | 3,1 | 3,2 | 3,2 | 3,3 | |
Cards with a contactless payment function | 5,2 | 6,9 | 8,0 | 8,8 | 9,0 | 10,3 |
* A card may combine several functions; therefore, the total of different functions does not equal the total number of cards.
** Cards reported previously in this category have since 2017 been reported based on the card’s function, either in category ‘cards with a delayed debit function’ or ‘cards with a credit function’.
online shopping and remote payments *
Volume (number, m) | Value (€ bn) | |||||||||||
2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | |
Card payments initiated remotely | 52,96 | 66,40 | 96,89 | 125,44 | 182,58 | 221,24 | 2,70 | 3,04 | 3,55 | 4,78 | 6,22 | 7,85 |
of which domestic | 9,73 | 16,84 | 37,59 | 56,15 | 89,70 | 124,96 | 0,79 | 0,92 | 1,26 | 1,97 | 3,12 | 4,38 |
of which cross-border | 43,23 | 49,56 | 59,30 | 69,29 | 92,88 | 96,28 | 1,90 | 2,12 | 2,28 | 2,80 | 3,09 | 3,47 |
E-commerce related credit transfers initiated with banks' payment buttons | 77,51 | 88,20 | 97,82 | 99,75 | 104,90 | 97,75 | 5,43 | 6,98 | 7,77 | 8,64 | 10,08 | 10,36 |
* Statistics on e-commerce payments include payments initiated with cards and online payment buttons. The figures do not include e-commerce related purchases paid with, for example, invoices, instalments or credit agreements.
customer applications and e-invoicing
Agreements (number, 1,000) | Transactions (number, m) | |||||||||||
2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | |
Customer identification service (Tupas, SAML, OIDC) | 4,6 | 4,4 | 3,8 | 0,7 | 0,3 | 84,7 | 100,9 | 125,8 | 150,0 | 198,7 | 259,2 | |
Online banking agreements | 2462,1 | 6472,2 | 6868,5 | 6456,9 | 7051,0 | 7226,0 | ||||||
Individual consumers' online banking agreements with e-invoicing | 4097,4 | 4295,6 | 6043,7 | 6370,2 | 6522,6 | 6657,2 | ||||||
Agreements on sending e-invoices* | 262,9 | 235,3 | 247,4 | 270,1 | 284,5 | 265,3 | ||||||
Agreements on receiving e-invoices** | 248,3 | 261,4 | 274,3 | 290,2 | 307,4 | 282,5 | ||||||
Electronic invoices sent by banks and operators | ||||||||||||
Total number of sales invoices sent*** | 300,0 | 318,1 | 319,8 | 395,0 | ||||||||
of which e-invoices sent | 190,0 | 215,3 | 244,0 | 300,0 |
* Agreement made by a firm with its bank to send e-invoices.
** Agreement made by a firm with its bank to receive e-invoices.
*** Includes e-invoices along with sales invoices sent via e-mail and for printing.
NOTE! Empty fields refer to figures not fulfilling disclosure criteria.