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Growth of the housing loan stock has slowed down
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New corporate loans smaller than before
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Students increasingly financing their studies with student loans
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Consumer credit on the increase
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Households’ overnight deposits have increased to EUR 60 bn
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Households incur debt via housing corporations
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Significance of loan margins increased in pricing of housing loans
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A lively April in housing-loan drawdowns
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Stock of deposits with agreed maturity fell below EUR 10 bn
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Moderate developments in household consumer credit
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Interest rate on new housing loans down close to the margin
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Interest-only periods maintained growth in housing loan stock in 2015
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Slight increase in drawdowns of housing loans compared to 2014