Peer-to-peer and crowdfunding

This section contains statistical data on the crowdfunding and peer-to-peer markets in Finland. The statistics are compiled annually on the basis of data collected from participants in these markets in Finland.

Compilation of Bank of Finland statistics on crowdfunding and peer-to-peer  lending was commenced in 2018. The statistics provide information on, for example, the different forms of crowdfunding, such as investment- and loan-based crowdfunding and peer-to-peer consumer lending. Data is collected on e.g. crowdfunding volumes, the number of investments and investors as well as successful and unsuccessful crowdfunding projects. The statistics are compiled on an annual basis.

The statistics distinguish the following forms of crowdfunding and peer-to-peer lending:

  • Loan-based crowdfunding
  • Investment-based crowdfunding (incl. equity and debt crowdfunding)
  • Reward-based crowdfunding
  • Peer-to-peer lending to consumers