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In November 2024, the average interest rate on new household loans declined below 4% for the first time in over two years. Just a year ago in November, the average interest rate stood at 5.42%. In November, the average interest rate on new loans to non-financial corporations (excl. housing corporations) was slightly below 5%, as opposed to an average of 6.29% a year earlier. The average interest rate on loans to housing corporations has also declined rapidly. In November 2024, the average interest rate on new loans stood at 3.74%, as opposed to 5.24% just in November last year.
Finnish payment cards were mainly used in contactless payments in July–September 2024 The number of contactless payments is growing rapidly, but contactless payments tend to be small in comparison with other types of card payments.
In the first half of 2024, Finnish payment service providers’ customers made more e-commerce payments with cards and credit transfers than in the same period last year. The online purchases were focused on Finland and the euro area.
Where can I find exchange rates?
Where can I find exchange rates?
Euro exchange rates published by the European Central Bank are provided on the Bank of Finland's website.
